QRIS vs Cash, Which One is Better?

Quick Response Code Indonesia Standard is a QR code payment system developed by Bank Indonesia and the Indonesian Payment System Association aimed to integrate all non-cash payment methods in Indonesia. Launched in 2019, the system enables peer-to-peer transactions between banks and person-to-merchant payments.

Each payment method come with its pros and cons.
QRIS
Pros:
– More hygienic.
– More efficient in large amount.
Cons:
– Depend on phone battery.
– Slower transaction for small amount.

Cash
Pros:
– No battery needed.
– Faster transaction for small amount.
Cons:
– Less hygienic.
– Less efficient in large amount.

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